Florida Home Owners Insurance

One of the main reasons home ownership in Brevard County, Florida has not been viewed as affordable over the past 4 years is due to the rising costs of insurance. 

It seems like the 2004 Hurricanes are to blame for that.  However to many people's surprise you would be amazed of the rates that some of the independant companies are quoted now a days.  I had a client that lived on the river that was paying in excess of $15,000 in annual premium that is now down to $4,000 this year. That's am amazing difference from the the rates from 2005 and 2006 from some of the big Franchise name brands. 

 Two of the big reasons insurance premiums have dropped significantly are thanks to the state funding for "My Florida Safe Home Program" that allows homeowners to get credits for having certain building code updates on their home, which significantly can lower your annual premium. The other reason is there have been 23 New Independant insurance carriers that have entered the Florida market since 2006.  For example Pure, First Protection, and Universal to name a few. I recommend calling A Professional Insuance, here in Melbourne @ 321-751-1677.  They represent over 50 independant carriers for home owners and auto insurance.  You can save big time ,and even get money back from your old carrier that has been over charging you! 

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